Artful Lodger York
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York Mortgage Brokers


We offer Independent Mortgage Advice, searching the whole market finding the best rates and deals for you.
We can help you with:

  • Remortgages - Changing to another mortgage to save money
  • 100% mortgages - No deposit required
  • Poor Credit History mortgages - If you've had CCJ's or
  • Defaults Buy to Let - If you are wanting to buy a property to rent out
  • Self-certification mortgages - If your income is difficult to assess
  • Fixed rates
  • Variable rates
  • Discounted rates
  • Cash Back mortgages
  • Insurance

    A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over a fixed period of time together with accrued interest. There are many different types of mortgages and there will be one out there that best suits you.

    There are essentially two different types of mortgage:
  • Repayment only, (capital and interest mortgage)
  • Interest only, (ISA, pension or endowment mortgage)

    Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it. Written quotations available on request.